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How Moving Violations Jack Up Auto Insurance Rates – Forbes

A motor officer writes a traffic ticket for a motorist caught speeding Photo © by Jeff Dean (Photo credit: Wikipedia) Among all the factors that determine what a given motorist will pay for car insurance – including age, sex, marital status, address and the make and model of car – the most critical is one’s driving record. The difference between having a clean history and one that’s pockmarked with citations can mean hundreds of dollars or more a year out of pocket. Tack on multiple at-fault accidents and you might be virtually uninsurable.

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According to CheapAutoInsurance.org California Adjusts Auto Insurance … – PR Web (press release)

(PRWEB) May 17, 2012 Car insurance discounts, especially in today’s economy, are very important to motorists.

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News from CheapCarInsurance.net about Accident Fault and Good-Driver Discount … – San Francisco Chronicle (press release)

The California State Office of Administrative Law approved major changes to auto insurance regulations relating to determining fault in motor vehicle accidents and eligibility for good-driver discounts. Under the new rules, automobile insurance providers may no longer make at-fault determinations solely based on incomplete Department of Motor Vehicles (DMV) reports, but…

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News from CheapCarInsurance.net about Accident Fault and Good-Driver Discount … – PR Web (press release)

(PRWEB) May 11, 2012 At the end of 2011, the California State Office of Administrative Law approved major changes to auto insurance regulations relating to determining fault in motor vehicle accidents and eligibility for good-driver discounts. Under the new rules, automobile insurance providers may no longer make at-fault determinations solely based on incomplete Department of Motor Vehicles (DMV) reports, but have been given access to more reliable sources that enable insurers to offer timely and accurate quotes to drivers, including the Insurance Services Office (ISO) and Comprehensive Loss Underwriting Exchange (CLUE) databases. Drivers are now considered to be principally at fault if their acts or omissions were a major factor in the collision and they are deemed to be at least 51% responsible

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Tips to Recognize Car Insurance Myths: The Top 5 Misconceptions – San Francisco Chronicle (press release)

Much of the information regarding car insurance available to consumers online, and especially by word of mouth, is exaggerated or completely untrue. How can drivers separate the truth from the myths? InsuranceHotline.com outlines the top five car insurance myths, and uncovers the truth behind them.

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TopAutoInsuranceCompanies.com Helps Drivers Uncover Competitive Car Insurance … – SBWire (press release)

San Fransisco, CA — (SBWIRE) — 05/04/2012 — For many having a car is the ultimate symbol of independence. Putting a shiny new key into the ignition and stepping on the gas pedal provides a unique feeling of freedom that also comes with great responsibility. The first thing that all responsible car drivers need to consider is purchasing an auto insurance policy, but buyers are presented with a myriad of choices that can be overwhelming.

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San Francisco Auto Insurance Agency Offers Free Membership to Good Hands … – PR Web (press release)

San Francisco, CA (PRWEB) May 02, 2012 San Francisco auto insurance specialist Yumi Sam of Sam and Associates Insurance Agency is now offering California drivers free lifetime membership to Allstate’s Good Hands Roadside Assistance. Now all drivers can get the peace of mind they need from Allstate roadside services, even if they are not Allstate customers

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What is the best car for a male teenager? – Fox Business

You’re in luck; we’ve compiled a list of our top vehicle picks for teen drivers. (See “The best cars for teen drivers”)We assembled our list by looking at safety information from Insurance Institute for Highway Safety, information on pricing from Edmunds.com, reliability data from TrueDelta, and the ever-so-important fuel economy from Fuelly.Finally, we looked at the cost of insurance.  The auto insurance rates shown on our list of cars will differ from yours, since your personal information like location, miles driven per year, etc. are rating factors that change premiums

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Top Auto Insurance Companies Launches Website to Help Drivers Save Time and Money – SBWire (press release)

Tempe, AZ — (SBWIRE) — 04/25/2012 — As anyone who drives a car knows quite well, auto insurance is not cheap.Purchasing just one policy can be quite costly; add in another driver or two including a teenager and suddenly the amount spent on premiums is taking up a substantial chunk of the monthly budget.While many drivers would like to compare rates in order to get the best deal possible on their car insurance, this can be a confusing and time-consuming process. Traditionally, people would have to call or visit multiple agencies or spend a lot of time on their websites looking for information on rates.

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Online Auto Insurance: Stronger Laws Boost Safe Teen Driving, Study Says – PR Leap (press release)

(PRLEAP.COM) A second State Farm–commissioned study released this month ties teen safety behind the wheel to the laws of the road where that teen drives, a reality that Online Auto Insurance says highlights the need for parents to know their roadway laws and possible shortfalls of those laws before handing the keys to their newly licensed driver.The study, conducted by the Children’s Hospital of Philadelphia (CHOP) and published in the American Journal of Public Health, analyzed a sample of 3,126 high-school-aged drivers from across the U.S.

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